LENDER REVIEWS

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Great to work with!

nmejkm from Sheridan, WY | worked with Maren Borsheim

Closed Purchase in August 2022

Always pleasant. Gave us the lowest rate than any other lender. And she guaranteed thru to the end. Other lenders thought Maren was lying about the 4.5 interest rate.

Maren Borsheim - My AWESOME Lender

theyogaqueen from Sheridan, WY | worked with Maren Borsheim

Closed Purchase in September 2022

Maren Borsheim was my banking lender for the purchase of my first ever home (at the age of 71-1/2!) just a few weeks ago. As you might imagine, it was overwhelming, but something I knew I could do with the right person assisting me through the process. Maren is not only personable and easy to talk with, but she is highly knowledgeable in her field, which made everything easier. Besides that critical aspect, she worked to get me a good interest rate, and made sure all the automatic payments and transfers that I need are in place to feel comfortable in this endeavor. I even called her just yesterday to check on something (to ease my mind) ~ she called me back before the end of the day, which I appreciate so much. I feel that she is truly a people person who is also an AWESOME lender to work with, in any situation. Thank you, Maren!

Stephanie is AWESOME!!!!!

Jennifer James from Ranchester, WY | worked with Stephanie Aggers

Closed Purchase in April 2022

Stephanie answered all my questions and concerns immediately. I was remote and the process was simple to understand and made my home purchase easy and fun!

Great Communication

user42926846 from Sheridan, WY | worked with Maren Borsheim

Closed Purchase in March 2022

Maren made our home buying experience very enjoyable and stress free. From the very beginning for our preapproval to the final days leading to closing, Maren was quick to answer all of our questions and concerns. She took the time to explain the process and acknowledge all of our inquiries quickly. A big thank you to Maren for all of her kindness and assistance.

Great Experience

zuser201701111248340 from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance in April 2022

Stephanie made our mortgage process quick and easy. I started out clicking on some options through big national mortgage lenders. They had so many fees and BS to wade through. Stephanie, cut through all the junk, made the process transparent and easy.

Very Responsive

Joe from Billings, MT | worked with Stephanie Aggers

Closed Refinance in Feb 2022

Stephanie was great to work with. She was very thorough and kept us informed of the status of our loan the entire time. Fees and timeframe to close were just what she quoted us at the beginning of the process.

Incredibly Responsive!!

katiegaddy8 from Sheridan, WY | worked with Stephanie Aggers

Closed Home Equity in Feb 2022

Stephanie provides the best customer service. Her communication is timely and her work is always efficient. She makes this process easy for all involved. Stephanie is always thorough and willing to answer any questions that may come up. I would not want to work with anyone else through this stressful process!

Great!

mamaclem from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance in Feb 2022

Fabulous experience. They were easy to work with. All exchanges was done online which was great with my and my husband schedule. Stephanie was wonderful and answered all of our questions.

Stephanie Rocks!

pettitfamily89 from Sheridan, WY | worked with Stephanie Aggers

Closed Construction Loan April 2022

Stephanie is an awesome lender to work with, she made the process so simple and was always there when we had questions. Our construction loan process was so easy and the closing was timely and efficient.

Excellent experience!

Patrick M from Sheridan, WY | worked with Stephanie Aggers

Closed Purchase Loan Dec 2021

Stephanie and her team at First Federal were 10/10. She was very responsive and clearly outlined everything that needed to be done in order to close successfully. Stephanie was honest, forthright and provided me with advice about my loan and the process. I would highly recommend her to anyone!!

Wonderful!

Janelle from Sheridan, WY | worked with Stephanie Aggers

Closed Purchase Loan Dec 2021

Stephanie was extremely kind and helpful during this process. She was easy to get ahold of and answered any and all of our questions in a timely manner. She made everything feel easy and not at all overwhelming. We would highly recommend working with her!

Great knowledge - Great Communication

James from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan Nov 2021

Stephanie helped us understand our options and assisted in navigating to our final closing. She was excellent and always happy to help. She answered a crazy amount of questions about various options we had.

Professional, Welcoming and Encouraging

user6631376 from Sheridan, WY | worked with Stephanie Aggers

Closed Construction Loan Oct 2021

Stephanie was a pleasure to work with! She has been professional, organized, welcoming to my parents and I and so encouraging through the home building process. We were lucky to get such a great banker to work with to make the home building process easier. She is a great asset to the bank and all of their customers!

Awesome Service!

Cheryl Harrelson from The Villages, FL | worked with Stephanie Aggers

Closed Refinance Loan Oct 2021

Stephanie was very professional, prompt and efficient with our loan. She was a pleasure to work with and communicated with us throughout the process. The team at First Federal Bank & Trust is outstanding!

Excellent work

Wilma Caster from Sheridan, WY | worked with Maren Borsheim

Closed Purchase Loan Nov 2021

Me and my husband both appreciate her work and help throughout our buying process. It went smoothly and as expected with the plan. The transition can be tougher but it was made easier with the help of Maren.

A great experience!

Susan Lanka from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan Nov 2021

Stephanie was great to work with, answering our questions and helping us through the refinancing process from the online loan application to the closing.

Wonderful to work with

lori33692 from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan Nov 2021

She was great! We did most of our communication by email, and I always had a response within about an hour. She helped me lock in a lower interest rate than I expected, and always willing to refigure amounts, payments, etc to meet my needs

Fast, Easy and Professional

benton52 from Sheridan, WY | worked with Stephanie Aggers

Closed Purchase Loan Sept 2021

Working with Stephanie at First Federal Bank was a breeze. She was on the ball every step of the way and closing was a snap!!! We highly recommend her and First Federal to anyone needing a home loan.

Smooth Sailing

kathleenwheeler307 from Sheridan, WY | worked with Stephanie Aggers

Closed Purchase Loan Sept 2021

Stephanie is AMAZING! She communicated effectively, was very responsive to questions (first time home buyer here), and guided us through the entire process. She is incredibly organized and dialed in. I kept waiting for the other shoe to drop because it was so seamless! If you're shopping around for a lender, or you've been told "no" by another lender, or even find yourself jumping through endless hoops and still haven't made any progress, call Stephanie. I would give her 10 stars if I could!

Stephanie gave 100% of her time and effort to help us get the details worked out on our loan.

carolesuepetty from Ranchester, WY | worked with Stephanie Aggers

Closed Purchase Loan Sept 2021 

She even worked with us over the weekend so we could get everything submitted by the deadline. We also needed some help submitting information over the computer, and she kindly walked us through all of it.

GREAT

Cathy Johnston from Dayton, WY | worked with Maren Borsheim

Closed Refinance Loan June 2021

Maren was great to work with. I felt like she did all the work in getting my loan processed. Always cheerful and helpful. I would recommend her to anyone.

Stephanie Aggers

user0474225 from Sheridan, WY | worked with Stephanie Aggers

Closed Purchase Loan June 2021

Stephanie was easy to work with, knowledgeable, answered questions in a timely manner. She explained things thoroughly so we understood what was going on.

Stephanie Aggers Great experience!!

walkerholdingscompan from Casper, WY | worked with Stephanie Aggers

Closed Refinance Loan May 2021

Stephanie made our refinance process incredibly easy and was very attentive. We have felt with other banks and although they were fine, Stephanie and first federal have been incredible. I look forward to doing future business with them and her.

Stephanie is awesome!

zuser201706221232017 from Rio Rico, AZ | worked with Stephanie Aggers

Closed Refinance Loan April 2021

This is the second time Stephanie has helped us refinance and there’s a reason for that! She’s attentive, prompt, and professional. The rate and closing costs she was able to get us beat any competition hands down. She will always be our first go to when we need mortgage financing. Thanks Stephanie!

Stephanie Aggers

zuser201709140724160 from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan January 2021

Stephanie is an excellent mortgage lender. She was professional, prompt, and accurate in her communications and paperwork. She was very accommodating and worked around our schedules to get our house refinanced. Her communications were always positive and she made us feel like valued customers. I highly recommend Stephanie for anyone's mortgage lending needs.

Great Lender

Cynthia Hoover from Ranchester, WY | worked with Stephanie Aggers

Closed Refinance Loan 2021

Steph did a great job through the entire process of the loan. Was a pleasure to work with her. She was efficient patient and supportive. With a crazy schedule, she was also very flexible.

Honest, no nonsense! Two times now!! 2019 and 2021 refi's!!

dcfisherod from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan April 2021

Anyone who has dealt with big lenders and big banks has experienced the run-around-lies. The fine personnel at First Federal Bank and Trust have not once used these annoying technique on me. They have worked tirelessly to provide the funding I needed. They have been respectful of me and my needs. Stephanie has provided me with the same kind of real person loan service. No lies. Just simple, clean business. I really appreciate this quality of work. Stephanie made the entire refinance completely simple and easy. Very professional and courteous. The interest rate and advise were both great.

Stephanie was so helpful!

whope74 from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan February 2021

She was very attentive, thorough and patient. She was understanding of my needs and stayed on top of responding to all of my requests. Stephanie definitely made this process much less stressful than it could have been

Excellent Service

Ed Kruger from Sundance, WY | worked with Stephanie Aggers

Closed Refinance Loan April 2021

Stephanie is extremely proficient in handling our mortgage application. She provided us with accurate information and responded quickly to any and all questions. At closing, all the documentation was in order which made for a seamless transaction. I strongly recommend her.

Thanks Maren!

Tim from Sheridan, WY | worked with Maren Borsheim

Closed Refinance Loan January 2021

We just refinanced our home with Maren and enjoyed working with her. She answered all of our questions and the process went very smooth. Thanks Maren!

Excellent

The Walton's from Sheridan, WY | worked with Stephanie Aggers

Closed Purchase Loan November 2020

Stephanie was on top of everything to do with our loan! We would highly recommend her! She made purchasing our new house a breeze! Very stress free! She does a wonderful job!

Very Helpful!

RTA from Sheridan, WY | worked with Stephanie Aggers

Closed Purchase Loan October 2020

I have had the pleasure of working with Stephanie Aggers a few times, and every time she is helpful, friendly, and takes the time to make things right, and help the housing transactions go smoothly!

Awesome

lisa5578 from Dayton, WY | worked with Maren Borsheim

Closed Refinance Loan December 2020

The refinance was both timely and efficient. The process was smooth without any surprises and in a professional manner. Thank you, Maren Borsheim, for your effort on my behalf.

Experienced and Highly Competent Professional

Teresa Hunter from Sheridan, WY | worked with Maren Borsheim

Closed Refinance Loan December 2020

Maren demonstrated professional, efficient and organized handling during the entire lending process. It was a fluid, hassle-free process from start to finish. I found working with such a friendly and competent professional to be a refreshing experience and would recommend Maren for all your lending needs.

Wonderful

nickyswenson2012 from Sheridan, WY | worked with Maren Borsheim

Closed Refinance Loan December 2020

The mortgage process can be stressful, but Maren made the whole process easy and smooth as possible for my family. It helps that she is always friendly, kind, and truly cares about the people she works with. I couldn't have asked for a better person to work with, and I would highly recommend her for any mortgage needs.

Awesome

DustinSadler1 from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan January 2021

Very friendly and knowledgeable! Answered all the questions that I had. Stayed in touch during the whole process to keep me updated on closing etc...!

Prompt and thorough

aapeterson55 from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan December 2020

Stephanie was always prompt and thorough throughout the entire process. She was super friendly and always so excellent about explaining any part of the loans or any other questions. Stephanie is a consummate professional and is very highly recommended!!!

Excellent knowledge and great service!

Matt from Ranchester, WY | worked with Stephanie Aggers

Closed Refinance Loan September 2020

Stephanie assisted my wife and I by refinancing our construction loan into a traditional fixed rate mortgage. Stephanie made the process smooth and easy. She was always able to answer our questions, and really made us feel that she had our interests at heart. We highly recommend her

Great!

Ricki Morris from Banner, WY | worked with Stephanie Aggers

Closed Refinance Loan September 2020

Stephanie Aggers was very professional, personable, and helpful. She always made herself available to us and returned our calls promptly. We ended up needing a POA since my husband was out of town for the closing. Stephanie handled this quickly and made everything run smoothly. We highly recommend her.

Awsome loan officer to work with

Don Williams from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan September 2020

She was Awsome will never use anyone else answered all my questions in a timely manor and made all her promises happen it was a great experience she is my go to loan person

Great Experience

zuser201705011143016 from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan September 2020

Stephanie was wonderful to work with again! She made it very easy to refinance our home and got us a fantastic interest rate. She kept in contact with me throughout the process so I understood what the next steps were and what I needed to do. She still keeps in contact with me. I would (and do) recommend her to everyone who will listen to me!

Excellent Experience with Stephanie Aggers

Jon Oman from Sheridan, WY | worked with Stephanie Aggers

Closed Purchase Loan September 2020

Stephanie Aggers is a thoughtful and professional loan officer that did an outstanding job with our recent home purchase. She is a fixture in our community and takes great pride in her work. I would strongly recommend Stephanie!

EASY AND PROBLEM FREE

katwy13 from Dayton, WY | worked with Stephanie Aggers

Closed Refinance Loan August 2020

After selling another property, I wanted to put a chunk of money down on my current mortgage. With the mortgage rates at a great low, it made more sense to refinance. My banker gave me all the information I needed and we filled out a few forms to get the ball rolling. I never had to do much and each time there was an action required, there was an email or call with the instructions. This was by far, the easiest banking transaction I have ever been involved with, from start to finish.

Excellent Service and Professionalism

Jeannie Forrest from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan August 2020

Stephanie Aggers, Loan Officer at First Federal (and her supporting team) is a consummate professional. Every step of the way went smoothly and there were no surprises. I counted on Stephanie to keep me informed and to keep the processes moving along in a timely and efficient manner. Stephanie clear stated what she was going to do, and did exactly what she promised. She is trustworthy, efficient, and extremely professional.

Phenomenal

emily julian from Sheridan, WY | worked with Stephanie Aggers

Closed Purchase Loan July 2020

Stephanie was phenomenal. She was timely, accurate, and willing to work hard to make sure all the little pieces were not missed. Made my part easy. :)

Consistent

jtsmith695 from Sheridan, WY | worked with Stephanie Aggers

Closed Construction Loan June 2020

Stephanie’s work has been on par with other loan agents we’ve used. She’s easy to keep in contact with and is very knowledgeable about the process. It’s been great working with her!

Stephanie did an outstanding job from initial meeting to closing the transaction.

sgamills from Sheridan, WY | worked with Stephanie Aggers

Closed Construction Loan March 2020

She was very knowledgeable and professional, always had my best interests in mind and answered any questions I had promptly and fully. She kept me informed with detailed updates throughout the process and it was a pleasure to work with her. I'd definitely recommend her to anyone in the future.

Highly Recommend First Federal and Especially Stephanie!

Tyler from Cheyenne, WY | worked with Stephanie Aggers

Closed Home Equity Loan March 2020

We currently have our home mortgage through Federal First Bank & Trust. When originally shopping for our mortgage, we loved that they were local to Wyoming. We reached out, and their rates / service couldn't be beat. We recently decided to remodel our home, and we reached out to Federal First for advice. Over the course of a few months I spoke back and forth with Stephanie about different options, and she was always quick and helpful in answering my questions. We finally settled on an option and asked for Stephanie's help getting things going. I always appreciated that even though we drug things out on our end, she was always very quick and prompt to help us whenever needed. She made the process very easy, and never left out any details. We were given around a 30 day time frame for closing on our chosen HELOC, but things were finished in about half that time. We were able to get this all buttoned up before COVID restrictions increased, and we are very thankful for that. We have nothing but good to say about Federal First and especially Stephanie. We highly recommend them / her!

Expedited construction loan

Jaime and Codie H from Sheridan, WY | worked with Stephanie Aggers

Closed Construction Loan May 2020

We brought a project to Stephanie after we hit is snag a week from closing with a different bank, she expedited the process for us and got our construction loan done in a timely manner given our circumstances. Our contractor and us are grateful the build was only minimally delayed. The process of closing was smooth given the epidemic and construction draws are online to simplify the build process and get the funds in the right hands quickly.

Reliable and knowledgeable lender

Jeff from Broomfield, CO | worked with Stephanie Aggers

Closed Refinance Loan May 2020

Stephanie and her team did a great job on my refinance! I'd recommend her to anyone looking for a mortgage. I can't say enough about the community bank experience - if you have a question, you will get an answer!

Excellent service all around!

candacemichelle0 from Dayton, WY | worked with Stephanie Aggers

Closed Construction Loan May 2020

Do you want to build a home and don't know how to start the process? Your answer is Stephanie Aggers with FirstFederal! She is beyond kind, offering words of support and guidance along the way. She's efficient, yet doesn't cut corners or forget small details. I love Stephanie and I am glad I was sent her way!

Stephanie's Professionalism and Work Ethic are Invaluable

user29700722 from Ranchester, WY | worked with Stephanie Aggers

Closed Purchase Loan March 2020

I've written very few reviews, but Stephanie has earned every ounce of praise that this review offers. She possesses a work ethic and level of professionalism that companies are seldom blessed to employ in their ranks. Stephanie took phone calls just before closing when it would have been more convenient to have them roll to voicemail to answer our questions and get our loan started. She worked diligently to find solutions to our financing challenges and gave us the education requested to understand the entire process to allow us to make our best decisions. Evenings, weekends, early mornings - she strives to complete things on time and ahead of deadline and she delivers. We can not say enough about her knowledge, understanding and ability to explain things to her clients in a way that they can understand, and the genuine care and concern that she takes with each client to make sure that things go as smoothly as possible. First Federal is extremely fortunate to have Stephanie in their ranks and in my opinion is a key member of their overall success.

Great to work with!

Julio Quintana from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan April 2020

Stephanie handled all my questions in a very timely and professional manner. Even with the current large overload of re-finance needs, she always had time for me. Would love to work with her again.

Great experience

Matt from Ranchester, WY | worked with Stephanie Aggers

Closed Construction Loan March 2020

My wife and I worked with Stephanie on the construction loan for our house. This was our first construction loan; and Stephanie did a great job taking us through the process. She really explained the process and all of the parts of the loan well.

Fantastic and Easy!

Jake from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan April 2020

My wife and I recently refinanced our home, and Stephanie made the process extremely smooth and easy, in addition to securing us an astronomically low rate. Even with the distancing challenges posed by COVID-19, everything was correct, prompt, and simple. I strongly recommend Stephanie and First Federal to anyone with their home lending needs.

Excellent professional service

Mike B from Sheridan, WY | worked with Stephanie Aggers

Closed Purchase Loan February 2020

We purchased a home in Sheridan and we were not familiar with any local lenders. Stephanie came well recommend and she did not disappoint. She was always available, helpful, and professional. She made this an easy process. I have bought and sold 6 homes in my life and my experience with her was the best yet.

Great to work with

gene19671 from Sheridan, WY | worked with Stephanie Aggers

Closed Refinance Loan January 2020

Stephanie made the whole process of refinancing our mortgage enjoyable from start to closing, she is very informative and professional. We would highly recommend her.